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It seems like the caller is likely a scammer or telemarketer trying to exploit their target. These calls often aim to trick people into revealing personal information or making payments under false pretenses. If you receive such a call, the best advice is to hang up immediately and not engage. Scammers can be very persuasive, so it’s crucial to stay vigilant and never share sensitive details over the phone. If you’re unsure, verify the caller’s identity through a trusted source.