If you’ve just applied for a Vanquis credit card and get a text asking you to reply “ACCEPT”, you’re probably looking at a genuine part of their application process. The bank uses the number to confirm you’ve received the offer and to lock in the APR and credit limit. However, the method feels a bit dated and can be confusing – especially if the message uses the wrong name. Always double‑check by calling the official Vanquis helpline before sending any personal details. If you didn’t apply for a card, treat the text as suspicious and report it.
User has a neutral opinion
Genuine credit card confirmation
User had bad experience
User reported as bad
Application triggered an SMS
User had a good experience
Credit card company confirmed
Negative feedback given
User rates as good
Asked to reply ACCEPT to SMS
Following credit card approval, I got a call to confirm acceptance
