The caller, likely a scammer, is attempting to collect a debt from an individual who claims to have never had a credit card or bank account with the mentioned bank. The caller has the individual's personal information, including their social security number, date of birth, and phone number, which raises concerns about identity theft. The caller is pushy and threatening, giving the individual limited information and multiple payment options. The fact that the individual has never received any paperwork on the debt and that the statute of limitations has likely expired suggests that the caller's claims are fraudulent.
Without the full company name, it's difficult to ascertain the legitimacy of the debt collectors using this number, as some may be genuine while others are not.
The caller asserted they represented a collection company, implying there was an outstanding debt or issue that needed to be addressed.
Apparently, they claim I have a debt from 2006, but I've never had a credit card or bank account with them, they have alot of my personal info and keep calling from different numbers, it's definitly a scam!
