?Ever wonder why a stranger claims you owe a credit‑card bill you never opened? Most of these calls are from debt‑collection scams that use personal data to sound credible. Never share Social Security numbers, birth dates, or payment info over the phone. Ask for the company’s full legal name and a written validation letter; reputable agencies must provide it within five days. Cross‑check the name with your credit report and the Federal Trade Commission’s do‑not‑call list. If the request feels pushy or you receive multiple numbers, block the caller and report the incident to the FTC or your state attorney general.
Without the full company name, it's difficult to ascertain the legitimacy of the debt collectors using this number, as some may be genuine while others are not.
The caller asserted they represented a collection company, implying there was an outstanding debt or issue that needed to be addressed.
Apparently, they claim I have a debt from 2006, but I've never had a credit card or bank account with them, they have alot of my personal info and keep calling from different numbers, it's definitly a scam!