Never share personal data during unexpected calls—especially when a stranger claims they can lower your APR. Scammers often masquerade as banks or credit‑service firms, using familiar‑sounding names to gain trust. Let the call end if you hear background chatter that sounds like social‑security numbers; that's a red flag. Verify any offer by hanging up and contacting the institution directly using a known phone number or website. Keep a written log of suspicious numbers and report them to your carrier or the FTC. Stay aware, and remember that legitimate companies will never pressure you for immediate personal info.
The caller claims to be from Consumer Credit Services, offering to lower APRs, but I heard social security numbers being discussed in the background, and I advise against providing any information
My in-laws opend a bank account when they moved near us from out of state, thats all I no
This call has been identified as a scam.
