Never ignore a letter that references a credit application you never made. Verify the caller using the official phone number listed on the bank’s website before you share any personal data. If the number matches the Synchrony Bank fraud department, call the verified line and ask for a reference number; provide only the last four digits of your SSN if absolutely required. Immediately place a fraud alert with the three major credit bureaus and consider a credit freeze. Keep copies of all correspondence, and report suspicious letters to the FTC and your state attorney general. Stay vigilant, and remember that legitimate fraud departments will never pressure you to give full SSN or payment info over the phone.
I verified the legitimacy of this number and the associated letter from the bank regarding my credit card application.
I recieved a letter saying I aplicated for a credit card from LOWES, but I didnt, they asked me for my SSN repeatedly, it was a scam.
The issue has been ongoing for years, raising the question of why no action has been taken.
I also received a letter from the same address mentioned earlier, which raises concerns about the authenticity of the communication.
I recived a letter from LOEWS regarding a credit application I didnt apply for, and it didnt involve any credit reporting agency, Synchrony bank is the creditor.
A letter prompted me to contact Synchrony Bank regarding a credit card application, and upon calling, I provided information, but the conversation left me feeling uneasy
I got a letter from Synchrony Bank, PO Box 965002, Orlando FL 32896-5002, stating that they needed more informatin from me to proces my 'recent credit applicaton with Lowes', I'm suppost to call 800-480-0186 to compleat the requirment.
This number is associated with a Phillips 66 gas card.
Using the official Synchrony website and the provided phone number there would be a more reliable approach.
After receiving a letter from Synchrony Bank regarding a credit application with Amazon Credit Builder, I contacted them and expressed my concerns; the representative suggested I might be a victim of attempted fraud and requested my social security number, which I declined to provide
I received a letter from Synchrony Bank, asking me to call to complete a credit application for an Amazon store card, which I never applied for.
Verification is crucial - I received a letter about a QVC application I did not make, and I'm now working with the fraud department to resolve the issue.
A message was received claiming to be from Lowe's, requesting verification of information for a credit card application, and after calling the provided number, the recipient was asked to confirm their home address and social security number, which raised suspicions of a potential fraudulent application.
A letter was received stating that someone had applied for a QVC credit card, prompting a call
It seems unlikely that the person in question will respond after four years, and I'm unsure what action the credit bureaus can take unless a credit freeze is implemented, and there's an article that may provide more information on the topic
The course of action depends on whether a credit card application is pending, and following the steps outlined by B.T. could be beneficial
I got the exact same letter, who do we need to report this to, do we need to contact the Credit Bureaus?
Although no calls have been received from this number, a letter was received instructing to call this number to complete an application for a retail store card, a process that was instead completed through a different, verified number.
In my experience, this number is associated with a legitimate servicing company used by card issuers to resolve issues with credit card applications, such as correcting typos, before issuing the card
There may be a connection here, as there are numerous online resources available regarding ID theft, including relevant information on this site
I recieved a letter stating that my credit card application was declined, and they requested more informations:
It is possible that the scammers themselves may derive some benefit from their actions, upon further consideration.
I've also recieved mail stating I applied for a Lowe's credit card, which I beleive was sent by the retailer or Synchrony Bank to encourge credit card openings.
Perhaps we should involve the attorney general in this matter?
I've had a similar experience with a call claiming to be about a credit card application from Lowe's, which I never applied for. I'm warning others to be cautious.
After applying for a Walmart credit card, I received a prompt to call within 48 hours, but since the caller ID did not display a name and the number was different, originating from NC, I decided not to make the call.
I recived a letter, asking me to cal 800.480.0186, regarding Lowes, but I never apliced for a Lowes card
Receiving a letter prompting you to call 800-480-0186 for verification due to a credit application with Walmart/Synchrony Bank should be taken seriously, as it indicates potential fraud, and immediate action, such as contacting Walmart's credit card number or visiting their website, is necessary to protect your credit.
Upon receiving a letter thanking me for a recent credit application at Walmart, which I had not initiated, I contacted the provided number and informed the representative that it was fraudulent, leading to the cancellation of the application and a warning that I would need to investigate potential identity theft.
A letter was received stating that a credit card application had been made with Walmart, which was not the case, and included a phone number to contact.
