Unexpectedly, the same 800‑239‑7054 line shows up in both legit Capital One fraud alerts and scam reports, creating a confusing gray zone for consumers. The number is listed on Capital One’s official fraud‑protection page, so a call from it could be genuine, especially if you’ve recently applied for a card or placed a fraud alert. However, scammers often mimic that script to harvest personal info. Always verify by hanging up and dialing the number on the back of your card or the main customer‑service line. Limit what you share—request a official email link or ask for a reference number before proceeding. Stay skeptical, but don’t ignore a real alert.
It is essential to verify information found online, and I can confirm that the Capital One Fraud Department's phone number, 800-239-7054, is legitimate, as I am an employee there.
You need to grow up and stop calling peoples names, thats not how adult talk.
There is a website that confirms the scammer's deceitful tactics
Legitimacy is evident as the number has been verified through the main number, making all negative claims seem utterly false and misinformed, a clear indication of user ignorance or malice.
My experience mirrors that of 'fishie - 16 Oct 2008', who received a paper letter with a B/W logo. After contacting their customer service number directly from their website, they confirmed that the 800-239-7054 number was indeed associated with legitimate fraud.
It's clear that this is a fraudulent call, not a legitimate one, and the caller is trying to deceive people
Upon receiving a call from an individual claiming to represent Capital One, I expressed concern about the legitimacy of the call, given that I do not possess a card from the company; the representative's request for my social security number only heightened my suspicions
A series of calls were made to my brother's phone, purportedly from the Capital One Fraud Department, asking me to call back at 800-239-7054. This is puzzling since I had recently applied for a Capital One credit card and received approval, but I never provided my brother's phone number. When I called back on February 22, a person with a foreign accent requested my credit card number without verifying any other information, which seems suspicious. However, when I contacted the number on my card, they confirmed the initial number as legitimate.
I recived a muffled message on my home phone at 7pm on friday from 1-800-427-9428, asking me to call 1-800-239-7054, it sounded like a doctor's office, i'm wondering if it's related to my capital one credit card, which i got approved for 3 day's ago.
The phone number 800-239-7054 is a legitamate Capital One Fraud Dept number; I verified this by contacting Capital One Customer Service and the Main Fraud number, and they confirmed it is a valid number.
After verifying the authenticity of the call with Capitol One's corporate number, 1-800-955-7070, it was confirmed that the call from this number was indeed fraudulent; as a precaution, it is essential to never disclose sensitive information such as social security or account numbers.
I recieved a call from (800)427-9428, which I got through *69, the caller claimed to be from "customer protection" at capital one, but it was a apparant scam, so I contacted the fraud dept
I received a letter from Capital One Customer Fraud Protection, containing a logo without color, and instructing me to contact 800-239-7054, but after researching the number online, I discovered numerous warnings and chose to disregard the letter
Last night, I received a call on my cell phone from an unrecognized number, which I didn't answer. A message was left by someone claiming to be 'Ralph' from Capital One, stating it was not a sales call and asking me to return the call ASAP at 800-239-7054. When I called the provided 800 number, I was immediately asked to provide my 16-digit account number, but I only wanted to know the reason for the call.
This morning, I recieved a similair call from someone claiming to be 'Shannon' from Capital One's fraud departement, who left a message with a urgent request to call back asap, but upon investigation, it appeard to be a scam, and I reported it to the FBi
This number does not belong to Capital One's fraud department as claimed; instead, it appears to be a phishing attempt to obtain credit card numbers, which should be reported to the actual fraud department.
Following a voice message regarding a call to the Capital One fraud department at 1-800-239-7054 on Nov. 14, 2008, a suspicious conversation ensued when I returned the call the next morning. The person who answered seemed unprofessional, and after verifying my identity and credit card information, requested sensitive details, including the last four digits of my social security number and the numbers on the back of my card. The background noise, similar to that of a call center, heightened my suspicion, contrasting with my previous experiences with credit card fraud departments, which were always quiet and private. Ultimately, I declined to provide further information and opted to contact Capital One directly using the number on my card.
I received three letters on the same day, instructing me to contact this number. However, upon calling Capital One, they were unable to find my information, which is not surprising since I don't have an account with them.
Further investigation into my previous post uncovered an account number on the letter; upon calling Cap One with this information, they requested the last four digits of my social security number, which I provided, and then the representative proceeded to recite the rest of my social security number, stating it was associated with the account, and asked for my state of residence, to which I replied Florida, and they mentioned a Miami address, which is not mine, leading to the conclusion that a fraud report needs to be filed, a situation I find quite perplexing, prompting me to place a fraud alert on my credit report.
After receiving multiple calls and a letter with this number, I contacted Capital One directly using the number on their website and was informed that the number listed on the letter was not affiliated with them
I received a letter stating that someone may have opened an account in my name, with instructions to contact 800-239-7054, but I did not make the call
Apparently, someone from this number claims to be Capital One, but it seem very suspicious to me, so i called the number on the back of my card to verify and it was legit, still it seem odd though.....
A woman claiming to be from the security department left a message, asking me to return the call and fax my driver's license, which is not a legitimate request from a reputable company like Capital One.
Apparently, it has been verified that this is a legitamate phone number, just found out.
I received a call from the 804 area code, with a message requesting I return the call to an 800 number with a long extension; they then proceeded to ask me verification questions, but I was skeptical and asked how I could verify their identity as Capitol One, to which they replied that I should call the number on the back of my card to reach the fraud department.
Between April 8-9, I received multiple calls from individuals claiming to be Emmanuel and Tamika from the Capital One Fraud Department, asking me to return the call to verify my phone number, but the calls were not returned.
Apparently a scammer contacted me today, claiming to be from Capitalone and wanting to verify some information about my credit card application, however I've never applied for a Capitalone credit card, the man then asked me to hold on and subsequenly lost connection, be carefull of this crimal activty.
The Capital One 1-800-955-7070 number was a legitimate notification of potential fraud, however, there are alot of scammers out there, so be carefull
A voice mail from a woman claiming to be Tameka, allegedly representing Capital One Fraud Dept, was left on my phone, requesting a callback at 1-800-239-7054, ext 4542835 to confirm a recent credit application.
Evidence suggests that this number is linked to a scam, including an email allegedly sent by 'Capitol One' to its customers.
