Payday Loan Scam Threats Revealed - +1 216-478-5402 ((216) 478-5402)

Summary — +12164785402

Neutral
Caller Name: Payday loan (scam)
Caller Type: Scam
Location: United States
Reviews: 25

Expert Opinion

Block this number immediately to avoid falling for manipulative tactics. Scammers use vague voicemails about compromised Social Security details or fake payday loans to create panic, pushing you to call back and reveal info or pay up. Common ploys include threats of wage garnishment or court action, often escalating to aggression when challenged. Don't engage—hang up, report to authorities like the FTC, and monitor your credit for real breaches. If a voicemail drops without ringing, that's a red flag for spoofed spam. Stay skeptical of unsolicited calls claiming urgency during tax season; verify independently through official channels. Protecting your data starts with ignoring these hooks.

Caller Categories

Scam
17×
Harassment Call
Spam

Caller Names

Payday loan (scam)
Scam
Fake Caller (scam)
Charles
Cash advance loan (fraud)

Rate this number — +12164785402

Recent Reports for (216) 478-5402

12164785402 Scam

They claimed my SSN and other paperwork were at risk, urging a callback while refusing to leave any sensitive details on voicemail, lol.

12164785402 Scam

Identical voicemail arrived on May 6 and May 7, 2025

12164785402 Scam

User flagged this as caution, FYI.

12164785402 Scam

User gave a caution warning, FYI.

12164785402 Scam Charles

Transcribed voicemail: "Hey, this is Charles XXXXXXXX. I wasn’t expecting your message, but when you receive this, please call me. I'm reaching out because documents linked to your ID and SSN were sent to our office yesterday. Since it’s tax season, I want to safeguard your privacy and avoid leaving sensitive info on voicemail."

12164785402 Scam

Got an identical voicemail; oddly, my phone never rang—it just showed up in the voicemail folder

12164785402 Scam

After getting the same voicemail, I panicked because I'm in the middle of purchasing a house, but I was relieved to verify the number before returning the call.

12164785402 Scam Payday loan (scam)

A voicemail from this number warned of a possible data breach involving my private documents, prompting me to call back. The response was a scripted female voice accusing me of defaulting on a payday loan and demanding $3,000 to avoid wage garnishment—something irrelevant since I'm unemployed. I told her I was unaware, and she replied that they could garnish anyway. Definitely a scam; avoid it.

12164785402 Scam

User marked it as bad, ugh.

12164785402 Scam

Odd voicemail; when I returned the call from a landline, the line only rang

12164785402 Scam Payday loan (scam)

A caller claimed my spouse had payday loans and demanded immediate payment or a court summons. When I denied ever borrowing, she became hostile, I warned her the call was recorded, and she replied with “bring it on b*tch” before hanging up. Clearly a scam.

12164785402 Scam Cash advance loan (fraud)

Looks like a scammy firm claiming you received a cash‑advance loan—totally fraud and intimidation to swipe your cash, man.

12164785402 Scam Scam

The message gave no reason for the call, just stating they wouldn't share personal details; I felt the same—probably a scam

12164785402 Scam

Got no clue—just a weird, open‑ended voicemail, so I blocked it, man.

12164785402 Harassment Call

User marked this as bad and irritating.

12164785402 Harassment Call

User input flags this as cautionary.

12164785402 Harassment Call

User notes to be cautious.

12164785402 Harassment Call

User flagged this as bad and warrants caution.

12164785402 Harassment Call

User indicated this number is bad.

12164785402 Harassment Call

User labeled the number as bad and advised caution.

12164785402 Spam Fake Caller (scam)

Phony spam call.

12164785402 Harassment Call

User advises caution.

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